I have created this privacy statement in order to demonstrate my firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with my website. I hold the privacy of your personal information in the highest regard. The following discloses my information gathering and dissemination practices for this website.

I recognize the importance of protecting your privacy and this policy is designed to assist you in understanding how I collect, use and safeguard the personal information you provide to me and to assist you in making informed decisions when using this site. This policy will be continuously assessed against new technologies, business practices and my customers' needs.

What Information Do I Collect?

When you visit this website, you may provide me with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse my website.

1) Personal Information You Choose to Provide:

Registration Information: When you register for any of my products, services or newsletters you will provide me certain information about yourself.

Credit Card Information: If you choose to avail of my services, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:

-Name
-Mailing address
-Email address
-Credit card number
-Name on credit card
-Credit card billing address
-Business and home phone number

Email Information: If you choose to correspond with me through email, I may retain the content of your email messages together with your email address and my responses. I provide the same protections for these electronic communications that I employ in the maintenance of information received by mail and telephone.

2) Website Use Information

Similar to other commercial websites, my website utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how my website is used. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at my website, and the websites visited just before and just after my website.

How Do I Use the Information That You Provide to Me?

Broadly speaking, I use personal information for purposes of administering my business activities, providing the products and services you requested, to process your payment, to monitor the use of the service, my marketing and promotional efforts and improve my content and service offerings, and customize my site's content, layout, services and for other lawful purposes. These uses improve my site and better tailor it to meet your needs.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

Occasionally, I may also use the information I collect to notify you about important changes to my website, new services, and special offers I think you will find valuable. You may notify me at any time if you do not wish to receive these offers by emailing me at the link provided on the newsletter.

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each website can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of my site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Do I Use Information I Collect from Cookies?

As you visit and browse my website, the site uses cookies to differentiate you from other users. In some cases, it also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with the web server's log files, allow me to calculate the aggregate number of people visiting my website and which parts of the site are most popular. This helps me gather feedback to constantly improve my website and better serve my clients. Cookies do not allow me to gather any personal information about you and I do not intentionally store any personal information that your browser provided to me in your cookies.

IP Addresses

IP addresses are used by your computer every time you are connected to the internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by my web server as part of demographic and profile data known as traffic data so that data (such as the web pages you request) can be sent to you.

Sharing and Selling Information

I do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

How Can You Access and Correct Your Information?

You may request access to all your personally identifiable information that I collected online and maintain in my database by emailing me at the usual address in my contact page.

What About Legally Compelled Disclosure of Information?

I may disclose information when legally compelled to do so, in other words, when I, in good faith, believe that the law requires it or for the protection of my legal rights. I may also disclose account information when I have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating my Terms and Conditions of Service or to protect the safety of my users, clients and the Public.

What About Other Websites Linked to My Website?

I am not responsible for the practices employed by websites linked to or from my website or the information or content contained therein. Often links to other websites are provided solely as pointers to information on topics that may be useful to the users of my website. Please remember that when you use a link to go from my website to another website, this Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including websites which have a link on my website, is subject to that website's own rules and policies. Please read over those rules and policies before proceeding.

Your Consent

By using my website, you consent to my collection and use of your personal information as described in this Privacy Policy. I reserve the right to amend this privacy policy at any time with or without notice.

My Commitment To Data Security:

Please note that your information will be stored and processed on my server computers. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, I have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information I collect online.

Choice/Opt-In/Opt-Out

This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing, I will discontinue sending the particular messages as soon as technically feasible.

Surveys & Contests

From time-to-time my site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

A Special Note About Children

Children are not eligible to use my services unsupervised and I ask that children (under the age of 13) do not submit any personal information to me. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Acquisition or Changes in Ownership

In the event that the website (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications

I may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, I will email users who have given me permission to do so. I will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, I will not use the personal information you have submitted to me under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.